Our Financial Services
You deserve an expert advocate who has your best interest in mind. With over 25 years of industry experience, Ron Mirenda has the solutions you need to maximize your current and future banking relationships.
We serve as the liaison between you and your bank, to ensure that you get the best deals and support you in achieving your business financial goals.
Real Estate, Business Debt for Purchase and Refinance Deal Structure
Whether you are trying to buy investment real estate, stop paying rent for your company and buy the real estate for your business, or you currently have a commercial real estate loan, Mirenda and Associates can help you navigate the ever-changing world of commercial real estate lending!
Are you trying to grow your business and need working capital? A revolving line of credit, and the right kind of line of credit can make all the difference. Let us help you determine which one is right for you.
For people who have current loans or credit facilities putting a strain on their working capital or cash flow, we have a strategy for you.
Balance Sheet and Income Statement Analysis and Consultation
We perform balance sheet and income statement analyses to help you assess your business’s performance and make informed financial decisions.
A balance sheet, also known as a statement of financial position, lists your business’s assets, liabilities, and equity. This sheet is a valuable tool that speaks to your company’s overall capital structure, as well as its short term and long term sustainability.
An income statement, also known as a profit and loss statement, summarizes your company’s revenues and expenses for any designated period. This statement provides valuable insight into the financial health of a company and its profitability, based on the company’s operational and management efficiency.
Through a balance sheet and income statement analysis, we can gain an accurate evaluation of your company’s financial performance, business health, and sustainability potential. If you want to know how to read a balance sheet, how to analyze an income statement, or what these statements mean for your business, we’re here to help you!
At your consultation with us, we’ll explain everything you need to know about your revenue streams, expenses, assets and liabilities to support you in creating meaningful goals and optimizing your business strategy.
Cash Flow Analysis, Consultation and Improvement
A cash flow analysis is critical for ensuring a company’s success. This analysis shows how much money is flowing in and out of a business during a designated period of time. Keeping track of how much cash your company has at all times enables you to manage your business most effectively.
During your consultation, we’ll analyze your statement of cash flows to assess how your business is spending money. Depending on your specific business goals and your current ingoings and outgoings, we’ll provide expert advice to pinpoint areas where your business can improve, mitigate unnecessary expenses, and turn a higher profit.
Real Estate Assessment
We provide real estate assessments through expert consulting on commercial loans and commercial real estate loans. We want to help you make the most profitable decisions, whether you’re considering Owner-Occupied Real Estate or Investment Real Estate.
If you’re interested in any type of commercial real estate, multi-family properties, office real estate, industrial real estate, retail properties, or self-storage properties, we encourage you to request your consultation with us. Let us help you make real estate decisions that align with your short-term and long-term goals.
We’ve been successful working under short timelines to close deals, working with construction/entitlement risks, and working with maximum leverage loan needs.
M&A Consultation
We have years of experience helping our clients increase their business value through acquisitions, mergers and separations. Our M&A consulting service enables your business to secure sustainable, long-term success through strategic business deals, guided by expert advisors. We combine our extensive industry knowledge with market data and a financial analysis of your company to help you find the best companies to invest in.
Thinking about selling your business? Let us help you position your company for maximum return and long-term sustainability!
If you have any questions about our services, please don’t hesitate to reach out to us! We’re here to help you navigate the world of commercial banking.